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ANSWERS TO YOUR FINANCE QUESTIONS.

Frequently Asked Questions

EVERYTHING YOU NEED TO KNOW

Your Questions, Answered

How much deposit do I need to buy my first home?
The deposit required depends on your financial circumstances, lender and property. We can help you explore low-deposit options and available government schemes.
Your borrowing capacity depends on your income, expenses, existing debts, deposit and other financial commitments. We can assess your situation and provide an estimate.
Eligibility depends on your circumstances and the applicable government requirements. Our brokers can help you understand available grants, concessions and eligibility criteria.
Should I get home loan pre-approval?
Pre-approval can help you understand your borrowing capacity and establish a realistic property budget before you start looking or making an offer.
We support you throughout the lending journey—from assessing your options and comparing lenders to submitting your application and guiding you through settlement.

We have access to 40+ lenders, allowing us to compare a range of home loan options and find a solution suited to your needs.

How much can I borrow for an investment property?
Your borrowing capacity depends on your income, expenses, existing debts, deposit, equity and potential rental income. We can assess your circumstances and help determine your borrowing capacity.
Depending on your available equity and financial position, you may be able to use equity in an existing property towards your deposit or purchase costs.
Investment loans offer different structures, including fixed or variable rates and interest-only or principal-and-interest repayments. We can compare options suited to your investment strategy.
Can I get an interest-only investment loan?
Some lenders offer interest-only options that may suit certain investment strategies. We can help you understand the benefits, costs and long-term implications.
Yes. We can assess your existing loans, available equity and borrowing capacity to help structure finance for your next investment property.

We compare investment loan options across 40+ lenders, assess loan structures and provide personalised guidance to support your property investment goals.

What is a bridging loan?
A bridging loan is short-term finance that helps cover the gap when you buy a new property before selling your existing one.
The loan generally uses equity in your existing property and the new property as security until your current property is sold.
Bridging loans are typically designed for short-term use, often around six months, depending on the lender and your circumstances.
Can I buy before selling my home?
Yes. Bridging finance can allow you to purchase your next property before your existing home is sold, subject to lending approval.
Bridging loans can have higher interest rates and costs than standard home loans because they are designed for short-term funding.

Yes. We can assess your circumstances, compare suitable options across 40+ lenders, and help structure your finance for a smoother transition.

What is asset finance?
Asset finance helps businesses purchase vehicles, machinery, equipment and other essential assets without paying the full cost upfront.
You can finance a wide range of business assets, including vehicles, machinery, equipment, technology and specialist commercial assets.
Yes. Finance may be available for both new and used assets, depending on the lender, asset type, age and your financial circumstances.
How much can I borrow for asset finance?
The amount you can borrow depends on the asset, your business financials, repayment capacity and the lender’s assessment criteria.
Yes. Financing an asset can help spread the purchase cost over time, allowing your business to preserve working capital for other expenses.

We compare suitable asset finance options across 40+ lenders and help structure finance around your business needs, budget and growth plans.

What is a commercial loan?
A commercial loan provides finance for business-related purposes, including purchasing commercial property, expanding operations or refinancing existing business debt.
Commercial finance can be used for property purchases, business expansion, refinancing, renovations, development and other eligible business purposes.
Yes. Commercial loans can help finance properties such as offices, warehouses, retail spaces and other business premises, subject to lender requirements.
How much can I borrow for commercial finance?
Your borrowing capacity depends on factors such as business performance, income, existing liabilities, property value and the lender’s assessment criteria.
Yes. Refinancing may help you access a more suitable loan structure, manage repayments or release equity for business purposes, depending on your circumstances.

We compare suitable commercial finance options across 40+ lenders and help structure a solution around your business objectives, financial position and long-term growth plans.

What is a business loan?
A business loan provides funding for eligible business expenses such as expansion, working capital, equipment, stock or other operational needs.
Business finance can be used for various purposes, including working capital, business expansion, equipment purchases, stock, renovations and other growth opportunities.
Your borrowing capacity depends on factors such as business income, financial performance, existing commitments, loan purpose and the lender’s assessment criteria.
Can a new business get a business loan?
Yes, some lenders offer finance to newer businesses. Eligibility will depend on factors such as your experience, business plan, financial position and available security.
Yes. Business finance can provide additional working capital to help manage operational expenses, seasonal fluctuations and planned business investments.

We compare suitable business loan options across 40+ lenders and help structure finance around your business needs, cash flow and long-term growth objectives.

What is an SMSF loan?
An SMSF loan can provide finance for an eligible SMSF to purchase certain investment property, subject to strict lending and superannuation requirements.
Yes, an SMSF may be able to borrow to purchase eligible property under specific rules and lending structures. Professional advice is important before proceeding.
SMSFs may be able to purchase certain residential or commercial investment properties, subject to superannuation laws and the fund’s investment strategy.
How much can an SMSF borrow?
Borrowing capacity depends on factors including the property’s value, rental income, SMSF financial position and the lender’s assessment criteria.
An SMSF may be able to purchase eligible commercial property, subject to applicable rules and lending requirements. This can be relevant for certain business owners and investors.

We compare suitable SMSF lending options across 40+ lenders and work with you and your professional advisers to help structure finance around your investment objectives.

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